Bank & UPI · Private by design

Your spending, written down automatically.

It reads your bank and UPI transaction notifications the moment they arrive, and turns them into a categorised ledger — without SMS access, without a bank login, without typing a single entry.

Install on Google Play How the privacy works

Free, with occasional ads. Pro removes them and adds export & backup.

See it in action

Real screens from the app, not a mockup.

Home screen showing this month's net, amount sent, and amount received, with budgets to watch

See your month at a glance — net, sent, received, and which budgets need attention

Recent activity feed showing bank and UPI transactions captured automatically with merchant, amount and time

Every bank & UPI alert captured automatically — merchant, amount, and time, no typing

Reminders screen showing monthly recurring spend and upcoming SIP due dates

Recurring bills and SIPs found automatically, with their due dates and amounts

Charts screen showing account balance with a hide toggle and spending by category

A clear category breakdown every month — with a tap to hide balances from view

Budgets screen showing a monthly limit set per category with over-budget warnings

Set a monthly limit per category and see exactly where you stand

Settings screen showing backup, CSV export, notification access, and delete all data

Full control, always — export, back up, or erase everything with one tap

Why it works differently

Most expense trackers ask for SMS access or a bank login. This one doesn't need either — and that was a deliberate decision, not a missing feature.

Auto-capture

Bank and UPI notifications are parsed the instant they land — not just SMS, which is where most trackers stop and where they miss transactions.

Budgets that warn you early

Set a monthly limit per category and get told you're on track to cross it — before it happens, not after.

Reminders that find themselves

Recurring bills and subscriptions are detected from your own history — including when a subscription quietly raises its price.

Encrypted, on-device, always

Your transaction history is stored with on-device encryption. There's no server to breach, because there's no server at all.

Backfill with a bank statement

Import a CSV statement from your bank to bring in history from before you installed the app.

Full control, always

Export to CSV, back up and restore locally, or erase everything on the device with one tap. It's your data.

Set up once, in under a minute

Install the app

Free on Google Play. No sign-up, no account to create.

Grant notification access

One Android permission — not SMS, not your contacts, not your bank.

It starts tracking itself

Every bank and UPI alert from then on becomes a categorised entry, automatically.